Hadhrat Ubay bin Kaab (Radhiyallaho anho) says: "The Prophet 
                (Sallallaho alaihe wasallam) once deputed me to collect Zakaat 
                dues from a locality. I went to a person there, and asked about 
                the details of his possessions. A baby camel one year old was 
                due from him in Zakaat. When he heard this, he exclaimed, 'Of 
                what use is a baby camel, one year old? You can neither milk it, 
                nor ride it. Here is a fine grown-up she-camel. You had better 
                take this instead.
              I replied, 'My commission does not permit me to take more than 
                what is actually due from you. I, therefore, cannot accept what 
                you offer. The Prophet (Sallallaho alaihe wasallam) is visiting 
                this locality, and tonight he will be camping at a place not very 
                far from here.
              It is better you should go and place your offer before him. If 
                he does not object, I would gladly accept your offer, otherwise 
                you shall have to give me exactly what is due from you.' Thereupon, 
                he took the she-camel to the Prophet (Sallallaho alaihe wasallam) 
                and besought him thus: '0, Prophet of Allah! Your deputy came 
                to receive Zakaat from me. By Allah! before this time, I have 
                never had the honour of paying anything to the Prophet (Sallallaho 
                alaihe wasallam) or his deputy. I therefore placed everything 
                that I possessed before him. 
              He decided that a baby camel one year old was due from me. Now, 
                0, Prophet of Allah! This baby camel is of no use. It can neither 
                yield milk nor carry a load. I, therefore, pressed him to accept 
                a fine grown-up she-camel in-stead; which he refused to accept 
                without your permission. I have now come to you with the she-camel.
              The Prophet (Sallallaho alaihe wasallam) observed, No doubt only 
                that much is due from you which he has worked out, but if you 
                are willing to give more than that, of your own accord, it would 
                be accepted.' I then presented the she-camel to the Prophet (Sallallaho 
                alaihe wasallam), which he accordingly accepted and sought Allah's 
                blessings for the donor."
            
         
            Look, with what magnanimity of heart the Sahabah parted with their 
              best things for the sake of Allah. On the other hand, we too claim 
              to be the true followers of Islam, and ardent devotees of the Prophet 
              (Sallallaho alaihe wasallam) but, leaving apart the bestowing of 
              alms in general to the poor and the needy, we are most reluctant 
              to pay the actual obligatory dues. Zakaat, as a pillar of Islam, 
              is not even known to our upper classes. 
            Of the middle classes, only the religiously conscious strata keep 
              up a form of paying Zakaat, in as much as even the expenditure incurred 
              on their own relatives and acquaintances, and all other charitable 
              donations squeezed out of them by the force of circumstances and 
            face-savings are debited to this account.